Wealth Protection
Living Cost Planning
The reality is the cost of living continuously goes up and often at a faster rate than we anticipate. If you are forced to retire today, are your assets enough to support yours and family’s living cost forever? Living Cost Planning provides an assurance that in the event of uncertainties, you and your family’s lifestyle is not affected.
Long Term Care Cost Planning
As we age it is inevitable that we need to confront a range of health issues – both general and severe. Apart from the huge hospitalization cost that we have to face, we also have to face long term health care cost which includes the care-provider e.g., a maid, nurse, therapist or nursing home. Health and medical costs are compounded by aging population, longer lifespan and pervasive diseases. Given these scenario we need to plan forward to ensure we would not create burden to ourselves and family members financially.
Medical Expenses Planning
It is undeniable that our hard earned and hard invested assets will be wiped off due to huge hospital bills. Medical insurance is the best way to hedge against the escalating medical cost….with as little as RM10 daily, one can hedge up to millions in terms of medical cost. Whether you are looking for OVERSEAS treatment or local treatment, we have solutions for you.
Debt/Loan Cancellation Planning
Debts or Loans is the second highest factor of personal bankruptcy in Malaysia. This scenario resulted from over spending, purchase of luxurious goods, buying beyond our means and even property market speculation. Of course, this could also arise from losing our job which immediately impacts our ability to pay for our basic needs and lending commitments and consequently create a situation of debts and non-performing loans. There must be contingency plans when these scenario, and they are getting more common, happens.
