1. Don’t overindulge in Beauty. Often, women continue to spend on expensive self-care even though they are dead broke – and this may include expensive fitness classes and related accessories and diet. This misplaced priority and obsession indicate a less than healthy self-esteem. Beauty can be minimalistic especially when it is strongly anchored in inner values. Be elegantly simple and not simply elegant. Choose and wear the ultimate beauty - self-confidence.

2. Don’t Chase the Big Fishes. This mindset in woman reflects their dependency. On the other hand, it is about having a rich partner to pay for all the luxury that woman wish to enjoy. In this context, if women are able to earn more, being practical, and functional, conduct as minimalist as regards to spending – then going for the big fish is redundant and along with it all the risks that comes with the big fish.

3. Don’t leave Financial Planning to Men. Too busy and too complicated are some of the excuses that pushes women to empower their hubby, brother or dad to be the financial guardian. Be participative – at least do know the content, tenure and motivation of any shared financial involvement and investment taken. Men priorities in investment are really quite different from women and this may compromise your financial goals. A short initial engagement will go a long way for your future.

4. Don’t Compromise your Rights. You have a right to your priorities and dreams, savings and investments – and it must not be trivialized. This does not mean the entire family have to bend backward to accommodate you. It just means that you recognize that finance has leverages that is crucial to your survival, security and safety in the long run – and you need to preserve it. It boils down to learning how best to apportion your finance effectively.

Women need to be more aware of changes in the fabric of society and its impact on her role, responsibilities and priorities.

This understanding is needed to drive how she can be more outwardly engaged, enabled, empowered and enriched as a financial independent lady, while maintaining a fine balance with her inner feminine qualities, roles and priorities.