Retirement planning is more than numbers. It’s really a much broader subject than that because you also have to be prepared for other challenges as you age. The relevant question here is, how you will live after your retirement? Do you still need to continue paying for debts and loan while you age? Whether the money you saved is enough for the rest of your life? How are you going to fund for any unexpected contingencies? This “lack of planning” often leads to dissatisfaction and disappointment when one realize that their funds many not be sufficient to support their desired lifestyle. As a result, many people go back to work part or full time, to obtain some extra money. Hence this could be avoided by engaging with our advisors to help you assess what you’ll need for retirement.