WEALTH PROGRESSION
Retirement Planning
Retirement planning is more than numbers. It’s really a much broader subject than that because you also have to be prepared for other challenges as you age. The relevant question here is, how you will live after your retirement? Do you still need to continue paying for debts and loan while you age? Whether the money you saved is enough for the rest of your life? How are you going to fund for any unexpected contingencies? This “lack of planning” often leads to dissatisfaction and disappointment when one realize that their funds many not be sufficient to support their desired lifestyle. As a result, many people go back to work part or full time, to obtain some extra money. Hence this could be avoided by engaging with our advisors to help you assess what you’ll need for retirement.
Post Retirement Planning
How to plan for your income or saving after your retirement? Just because you have retired does not mean you should stop your financial planning. In fact, having a proper financial plan is more important than ever as you must ensure that your money lasts as long as you do and, most likely beyond. Your retirement capital must last for the rest of your life so careful and continuous planning is vital to ensure you do not outlive it. But what options do you have? Talk to us to make sure everything is under control.
Personal Education Plan
Planning for education is one of the most significant investments for the future or your child’s success. A Personalized Education Plan is more than just saving money—it's about strategically building wealth through customized investment vehicles and knowing how to preserve it. This proactive approach ensures you have the necessary funds when needed, reducing the burden of rising tuition fees and related expenses. Secure the academic future of your family and achieve educational goals with peace of mind, knowing you're financially prepared for any challenge.
Investment Planning
Is your portfolio generating the maximum returns for you currently? Are you investing healthily? Where should you invest? As many of us work hard to enjoy a better living tomorrow, let us help you ensure your money work as hard as you do!!! Our experts will be able to consolidate your entire portfolio and restructure the asset allocation to provide the best possible returns on your investments.
Debt Planning
Most Malaysians are falling into financial debts due to inability to pay off their credit card or personal loans. Statistics show that debts occur because of uncontrolled temptation and peer pressure. Hence, their cash flow is crippled when their debt payment increases more than their gross income. This further leads to bankruptcy. How do we curb this from happening from the very beginning? How do we get out from severe debts, where to seek assistance to manage/reduce debt? You have come to the right place, let us guide you!
Wedding Planning
Having a perfect wedding is a dream come true for many people. Booking wedding venue, bridal make-up, photography, invitation cards, souvenirs and many more requires a substantial amount of money. With wedding planning, we can help you to plan your wedding budget accordingly to your needs, so that the expenses from your wedding will not become your future liability.
Child Birth Planning
Welcoming a new life into the family needs planning too. The cost can be absorbident, as it includes delivery cost, confinement, purchase of baby’s stuffs, full moon celebration and etc. Thus, an early preparation ensures that all expenses of your new born baby are secured.
Property & Renovation Planning
Owning a property is major decision in life. Purchasing a property does not only require down-payment, it also involves legal fees, S&P Agreement fee, renovation cost and etc. Hence, it requires proper planning to ensure that this major goal can be achieved.
